Testimonials

Roscoe & Kathy Morgan, Retired

We began working with Betty-Anne Howard in the fall of 2001 when we both retired, a day apart. We were both in our fifties and we needed good, sound and practical advice. Thankfully we had known Betty-Anne for a few years and she had an understanding of our values and lifestyle. She guided us down an investment path that allowed us to continue to enjoy our daily lives with little worry or concern about our financial security.

Her advice and guidance over the years has proven sound and profitable. We made certain moves with our money and investments at the right time and for the right reasons, thanks to Betty-Anne. She now is known by our family as someone to turn to and seek guidance and direction, and someone who is our friend.

Emma Stodel, PhD & Pete Richardson, P.Eng.

“We went to see Betty-Anne in our mid-thirties concerned that we did not have a satisfactory plan in place for our retirement and had not written wills. With Emma being self-employed and newly immigrated to Canada she had no pension in place whatsoever. Pete had a small RRSP from a previous employer but no ongoing game plan and plenty of anxiety. We felt we were starting to develop a financial plan very late in our lives and believed we were behind the eight ball. We have dreams of early retirement, a life full of travel, and a taste for some of the finer things in life yet we had no strategies as to how we were going to realize them.

Meeting with Betty-Anne made all the difference. She quickly developed a financial plan for us and showed us what was realistic and what we needed to do in order to be able to live the life we dreamed of and retire when we wanted. Betty-Anne is able to explain concepts in an easily comprehensible manner and understands and meets all our financial needs using a holistic approach. Not only does she help us with our financial matters, she always has her finger on the pulse for networking and professional development opportunities for us. We now feel confident about our financial future and are already enjoying travelling around the world without anxiety.”

Katleen Pratt, Social Worker & Roman Moretti, Pharmacist

“We sought out Betty-Anne for our investments since she specializes in Socially Responsible/Sustainable Investing. Socially Responsibly Investing (SRI) is one of the ways we live by our values.

We believe that having privilege brings responsibility, which includes educating ourselves about the consequences of our choices. Every day we make choices aimed at limiting our negative impact on the planet; for example, by reducing our consumption, conserving resources, and purchasing local food and fairly-traded products. SRI helps promote social justice and environmental stewardship at a critical time in the world's history. It's just the right thing to do."

Bill Brown and John McKinven (Retired Teachers)

“Betty-Anne has brought the perfect blend of caring, professionalism and good humour to a task that most often befuddles us — how to be good stewards of the bit of wealth we’ve managed to accumulate. The money markets she set up have helped us better manage our plans for things like renovations and travel. Not to mention the $$$ buffer she suggested we amass for emergencies. When our car sucked up $7,000 in repairs on a road trip to California, the money was there and easily accessible.

Finally, there’s not another financial planner—not another person—who could get the two of us up on a stage doing karaoke. Thanks for all that and more, Betty-Anne.”

M.E. Johnston

Betty-Anne may not have all the answers [at the moment a question is posed] but she certainly has all the right questions. At my request, she reviewed my elderly parent’s financial situation. Our concerns at the time centered on maximizing their investments and issues of inheritance. Betty-Anne’s insightful and sensitive questioning uncovered a real area of concern – their needs and desires as surviving spouses or in the case of long-term illness were diametrically opposite each other. Betty-Anne developed a strategy to insure that each of my parent’s wishes are protected in the case of illness or survivorship. In addition, Betty-Anne used her vast knowledge of investment vehicles to realign and protect their portfolio and to simplify the probate process with their estate.

I was introduced to Betty-Anne by my best friend, one of her very satisfied clients. She insisted that I seek Betty-Anne’s help. Although my husband and I both hold degrees in business, we were overwhelmed by the arcanum of financial planning. I was undergoing a crushing series of life changes – a new country, a new marriage, retirement, melding of finances, and dealing with unexpected expenses. Because of her relationship with an extensive network of financial and legal experts she devised and implemented a plan to move and reinvest my funds in Canada while minimizing exchange rate risk and tax implications. She not only made these experts available to us, she sought second opinions!

Betty-Anne’s empathetic and positive approach removed the emotion from the frustrations that are inevitable when dealing with big decisions. She tackled and solved each of our problems in order of priority and was able to increase our investment income. Betty-Anne and her team have set us on the path to making our dreams come true. I introduced her to my parents and I recommend her to you.